Leave a Message

By providing your contact information to Barb Herndon, your personal information will be processed in accordance with Barb Herndon's Privacy Policy. By checking the box(es) below, you expressly consent to receive marketing or promotional real estate communication from Barb Herndon in the manner selected by you. For SMS text messages, message frequency varies. Message and data rates may apply. Consent is not a condition of purchase of any goods or services. You may opt out of receiving further communications from Barb Herndon at any time. To opt out of receiving SMS text messages, reply STOP to unsubscribe. SMS text messaging is subject to our Terms of Use.

Thank you for your message. We will be in touch with you shortly.

How To Get Pre-Approved For A Home Mortgage Loan (It's Easier Than You Think!)

July 12, 2017

How To Get Pre-Approved For A Home Mortgage Loan (It's Easier Than You Think!)
Getting pre-approved for a home mortgage loan may seem like a daunting task until you read on and find out that it doesn't take much work!
 
If you're eyeing a home that is the stuff of your dreams – good location, best imaginable layout and finishes, and reasonably priced -- the odds would be in your favor if you get a pre-approved mortgage loan. The process doesn’t happen overnight of course, but with enough patience and cooperation, it won’t be a hassle to jump through the hoops.
 
 
Be sure to know what a good credit score looks like, as well as how to prepare a gift letter.
 
Transactions between you and the lender will run smooth if you are attentive and cooperative. After all of the necessary documents are given, the automated underwriting system will give a pre-approval letter and will enumerate any conditions that need to be fulfilled for full approval.

Recent Blog Posts

Discover our newest updates, insights, and resources designed to keep you informed.

5 Ways Your Neighbors Can Affect Your Home's Value

Discover five ways your neighbors can deter buyers and impact your home’s value. Learn more here.

Why List With Us?

Discover why The Cornerstone Agency is your trusted partner for achieving real estate success.

From Date Nights to Mortgage Payments: Tips for Couples Buying Their First Home Together

Navigate the complexities of buying a home together with these following essential tips for couples.

7 Simple But Effective Habits For A Cleaner and Tidier Home All Year

Small, impactful habits for a cleaner, calmer home this year. Start now and stick to them for the long term!

Why You Should List Your Home at the Beginning of the Year

Unlock a competitive edge by listing your home at the start of the year. Attract serious buyers for a faster, smoother sale.

A 7-Step Practical Guide to Unpacking Efficiently After A Move

Make unpacking a breeze and settle into your new home with minimal stress. Follow this 7-step guide for an efficient move!

Your Home Buyer Wants To Extend The Closing Date—What Now? [Part 2]

Navigate closing date extensions with confidence. Know your rights and options as a seller in today's real estate market.

Your Home Buyer Wants To Extend The Closing Date—What Now? [Part 1]

Learn why home buyers request closing extensions and how sellers can respond effectively.

Biggest Home Inspection Red Flags To Look Out For Before Buying

Don't let hidden home problems cost you thousands! Learn the top inspection red flags every buyer should know.

Work With The Cornerstone Agency

Whether you’re buying, selling, or exploring your options, The Cornerstone Agency is here to guide you with expert advice and responsive service. Reach out today and let’s start building your next move together.